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Transaction Accounts

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We have a choice of five great transaction accounts. Our accounts are designed to help you manage your everyday finances, save and get the most out of your money.

Everyday Transaction Account

The Everyday Transaction Account is an all purpose account designed for everyday use.

  • Access to your money 24 hours a day
  • VISA, ATM, EFTPOS facilities available
  • Simple, easy to use account

Up to 1.00% pa
interest rate

Apply Home Loan

 

  Additional Information
Features Everyday
Minimum opening balance $1
Funds available at call Yes
Cheque Book Yes
VISA, EFTPOS/ATM Access Yes
Internet/Telephone banking Yes
Direct Entry (credit/debit) Credit and Debit
Bpay®/EFT's Yes
Interest Income Calculated daily, paid 6 monthly
Over the counter transactions Yes
 

Gold Account for over 50's

Our Gold Account is an online 'at-call' account that is available to members 50 years of age and over, offering deeming interest rates on an at-call basis. A minimum balance of $1000 is required.

  • No monthly account keeping fees
  • VISA, ATM, EFTPOS & Cheque book facilities available
  • Tiered interest rate

Up to  4.50% pa
interest rate
 

Apply Home Loan

  Additional Information
Features Gold Account
Minimum opening balance $1,000
Funds available at call Yes
Cheque Book Yes
VISA, EFTPOS/ATM Access Yes
Internet/Telephone banking Yes
Direct Entry (credit/debit) Credit and Debit
Bpay®/EFT's Yes
Interest Income Calculated daily, paid 6 monthly
Over the counter transactions Yes
 

Mortgage Offset Account

Our Mortgage Offset Account is a savings account linked to your loan account, which allows you to offset your savings, salary and other cash resources against your home or investment loan. It can help cut years off your loan term and save you thousands of dollars in repayments.

The total balance in your Mortgage Offset Account is offset against the balance of your loan, and interest is then calculated on the remaining net amount of your home loan.

A Mortgage Offset account can be used to offset 100% of your savings against either a new or existing Home Loan held with us.

A Mortgage Offset account can be linked to your everyday savings account or another transaction account (S3). For a more secure option we recommend linking the Mortgage Offset to another transaction account (S3).

  • Reduce interest on your Home Loan
  • No monthly account keeping fee
  • Access to your money 24 hours a day
  • 100% Offset

Interest rate applicable to Home Loan

 

Apply Home Loan

  Additional Information
Features Mortgage Offset (S3 Account)
Minimum opening balance No minimum
Cheque Book No
VISA, EFTPOS/ATM No
Internet and Phone Banking Yes
Direct entry (credit/debit) Yes
Bpay®  Yes
Interest 100% Offset to an eligible Home Loan account
Periodical Payment Yes
Over the counter transactions Yes
 

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Questions?

If you have any questions, pleaseContact us

Any advice given is of general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. ® Registered to BPay Pty. Ltd. ABN: 69 079 137 518