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Rates and Fees Deposit Interest Rates
Rates and Fees Deposit Interest Rates
Deposit Interest Rates
Our interest rates have been designed with you in mind - our members. We do not inflate rates as we do not have shareholders taking a percentage of our profits.
Any profits we make are returned to you through better products, rates and fees. Take a look at our current savings interest rates below.
Transaction/ Savings Accounts
| Netsaver Account (S50) | |
| Balance | Interest Rate |
| Current Variable Interest Rate | 5.25% pa* |
| *Effective Yield over 12 months | 5.38% pa |
| Pension Account (S60) | |
| Balance | Interest Rate |
| Current Variable Interest Rate | 5.25% pa* |
| *Effective Yield over 12 months | 5.38% pa |
| Gold Account (S15) for over 50's | |
| Balance | Interest Rate |
| $0 - $44,600 | 3.00% pa |
| $44,600 + | 4.50% pa |
| Everyday Transaction Account (S1 etc) | |
| Balance | Interest Rate |
| $0 - $1,999.99 | 0.00% pa |
| $2,000 - $9,999.99 | 0.10% pa |
| $10,000 - $19,999.99 | 0.25% pa |
| $20,000 - $49,999.99 | 0.50% pa |
| $50,000 + | 1.00% pa |
| Target Savings Account (S25) | |
| Balance | Interest Rate |
| Current Variable Interest Rate | 1.00% pa |
Term Deposit Accounts
| Term Deposit | ||||
| Interest Frequency | Minimum Deposit | Interest Rate | ||
| 3 months | Maturity | $5,000 | 5.00% pa | |
| 6 months | Maturity | $5,000 | 5.20% pa | |
| 1 year | Maturity | $5,000 | 4.95% pa | |
| 2 years | Annually | $5,000 | 4.95% pa | |
Additional Information
- Download our Deposit Interest rate schedule
- Take a look at our loan interest rates
- View our fees and charges
1 Monthly interest paid to linked transaction account.
