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Rates and Fees Loan Interest Rates
Rates and Fees Loan Interest Rates
Loan Interest Rates
The Queensland Professional Credit Union is constantly reviewing and updating interest rates to ensure we provide members with the most competitive rates. Take a look at our current loan interest rates below.
Housing Loans
| Standard Home Loan | Rate | Comparison Rate |
| Standard Variable Home Loan | ||
| Variable Rate | 7.60% pa | 7.65% pa1 |
| Fixed Rate | ||
| 1 Year Fixed Rate | 7.60% pa | 7.65% pa1 |
| 2 Year Fixed Rate | 7.75% pa | 7.69% pa1 |
| Friendly Home Loan | Rate | Comparison Rate |
| Introductory - 1 Year Fixed | 5.99% | 6.79% pa1 |
| Variable Rate | 6.75% pa | 6.91% pa1 |
| Fixed Rate | ||
| 1 Year Fixed Rate | 6.75% pa | 6.91% pa1 |
| 2 Year Fixed Rate | 7.25% pa | 7.01% pa1 |
| Home Equity Loan | Rate | Comparison Rate |
| Variable Rate | 8.15% pa | 8.21% pa1 |
Investment Loans
| Investment Loan | Rate | Comparison Rate |
| Standard Variable Rate | ||
| For loans approved and funded after 1/7/03 | 7.60% pa | 7.65% pa1 |
| For loans approved and funded prior to 1/7/03 | 8.60% pa | Na |
| Fixed Rate | ||
| 1 Year Fixed Rate | 7.60% pa | 7.65% pa1 |
| 2 Year Fixed Rate | 7.75% pa | 7.69% pa1 |
Personal & Green Loans
| Consumer/ Personal Loans | Rate | Comparison Rate |
| Variable Rate | 16.50% pa | 16.86% pa2 |
| Green Loans | 14.50% pa | 14.85% pa2 |
| Motor Vehicle Personal Loans | Rate | Comparison Rate |
| For purchase of motor vehicle less than 4 yrs old with 20% deposit | 10.25% pa | 10.32% pa3 |
| For purchase of motor vehicle less than 4 yrs old | 13.25% pa | 13.32% pa3 |
Overdrafts
| Overdraft | Rate | Comparison Rate |
| Variable Rate | 15.75% pa | Na |
Additional Information
- Download our Loan Rates schedule
- Request a Home Loan Key Facts Sheet
- Take a look at our savings and investment interest rates
- View our fees and charges
1 The comparison rate is based on a $150,000 secured loan for a term of 25 years based on monthly repayments.
2 The comparison rate is based on a $10,000 loan for a term of 3 years based on monthly repayments.
3 The comparison rate is based on a $30,000 loan for a term of 5 years based on monthly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as Redraw or Early Repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
